\u00a9 2023 wikiHow, Inc. All rights reserved. For example, USPS charges an issuing fee of $49.95 for money orders, and then there may be destination-specific processing fees on top of that. Be careful to ensure that everything is accurate because you won't be able to change the information afterward. Fill out the money order at the counter with a retail associate. Take the damaged money order and your receipt to your local Post Office location to get a replacement. You may be able to cash your money order at banks and other retailers (grocery stores, check-cashing locations or other stores where you've been able to cash checks in the past). You can save up to 6x compared to old-school banks. It's relatively simple to find out where a money order is as long as you've kept your receipt. Go to our Apply In Person page for a checklist with detailed information on how to apply. Another option: A certified check or a cashier's check, both of which guarantee payment and don't necessarily have a $1,000 limit, unlike many money orders. You can pay using: cash credit or debit card postal order (payable to 'Post Office Limited') Getting a refund You can only get a refund if HM Passport Office sends you a letter to. g. Money orders payable to a business firm, an organization, a society, an institution, a government agency, a corporation (LLC or other), or a partnership may not be cashed at Post Offices or postal retail units. You may need it to track your money order or contact the place where you got it. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. b. OurApplying for a Passport from Outside the United States webpageprovides information on ways to pay when applying overseas. These money orders can be deposited or negotiated at their bank or financial institution. Postal Service money orders can be sent to about 25 countries. You'll probably have to pay a fee if you don't deposit the money order into your bank or credit union account, but it can be nominal depending on the size of the money order. In this guide, we'll explore if you can send money from PayPal to Western Union. Other postal money orders are cashed at Post Offices and postal retail units such as replacement money orders and international postal money orders issued by countries listed in the International Mail Manual (IMM) part 371, provided that Postal Service policy and minimum requirements outlined in section 314.1 are followed. When your money order is confirmed lost or stolen, well issue you a replacement money order. 3> Ensure that the customer signs the money order in the presence of the Postal Service accepting employee. Your receipt will also have a tracking number that you can use to verify that the money order got to the intended recipient. In this article, we'll tell you all you need to know about international Oxxo money transfers. At others, its a percentage of the total amount. Track your money order: Your receipt will also have a tracking number that you can use to verify that the money order got to the intended recipient. If the servicing personnel provide parts and materials during the course of vehicle servicing, the parts must be listed on the invoice or the optional PS Form 4541, Under "Essential Links" in the left-hand column, click on, Under "References" in the right-hand column, under "Policies," click on. References to products, offers, and rates from third party sites often change. When sending money by mail, use money orders as a safe alternative to cash and personal checks. They cannot be cashed. when you buy it. A money order is a good option for sending money if you dont have a bank account or dont want to share your banking information with the recipient. A system-generated customer receipt or system-generated PS Form 3544, Money Order Voucher Entry System (MOVES) and Small Post Office Reporting Tool (SPORT). Make sure to sign in blue or black ink pen. Once a money order is cashed (or lost), it can be difficult if not impossible to get your money back, even if it was due to a scam or fraud. If no conjunction is used, then all listed payees must sign the money order in the presence of the accepting employee and provide photo-bearing identifications (see section 312.3). In the other states, the program is sponsored by Community Federal Savings Bank, to which we're a service provider. 5 business days after the day of the deposit. Our opinions are our own. If you arent sure if your money order will be accepted in the country youre sending it to, check in advance, because it could take time to have your money order refunded if you need to cancel it. Do not cancel your check or money order after you have applied. You can cash or deposit it anywhere as if it were made out to you. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Of course, you can deposit it at your bank or take it to a check cashing place. For this reason, make sure to wait at least 14 days before expecting some issue with the money order. Where Can You Cash a Money Order for Free? It usually takes about 30 days to process this request. Money order loss or theft may take up to 30 days to confirm. If youve been sent a postal order, it means that someone has prepaid that amount of money with cash or a debit charge. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. All children must apply in person. 3 Note: No international money order will be paid after the expiration date on the money order. Because they're widely accepted as the equivalent of cash, money orders are a popular means of making payments around the worldbut that also makes them a favorite tool of con artists and forgers. How a Money Order Works and Where to Buy One. Is this a safe form of payment? It's a safe way to send money to make bill payments or purchases locally or anywhere in Canada. wikiHow's Content Management Team carefully monitors the work from our editorial staff to ensure that each article is backed by trusted research and meets our high quality standards. Thereafter payment shall be at Post Office Ltd's absolute discretion. 9> Postal money orders payable to a business firm, an organization, a society, an institution, a government agency, a corporation (LLC or other), or a partnership will not be cashed at the Post Offices or postal retail units. The direct Web site address is http://acs/pubs/pmfg.php. You have more choices about where to do it, so you can choose the place and time thats most convenient for you. A money order is a piece of paper thats a safe alternative to cash or personal checks. It has a specified recipient, and, like a check, it always includes an indication of how much the recipient is supposed to get. 35. You deposit the money order, then ship the item. Fill it out: In addition to the payees name, youll need to add your name (and maybe your address) and sign the money order. Be prepared with cash or a debit card, the name of the payee and the amount you want to send. A money order can be a convenient form of payment. Include the person's name or the . You find a buyer who agrees to the price and wants to pay with a money order. If you wish to remain on travel.state.gov, click the "cancel" message. If any problems arise, contact the place where you bought the money order to get help. 250. Turning a money order into cash is a simple process. If you paid the $60 fee for expedited service when you applied and you did not receive expedited service, you may be eligible torequest a refundof this fee. For money orders of $1,000 to $5,000, the fee is $8. If the servicing personnel provide parts and materials during the course of vehicle servicing, the parts must be listed on the invoice or the optional PS Form 4541, Order-Invoice for Vehicle Repair (Commercial Work Order). Disclaimer. You will receive the face amount of the money order, less any fee for cashing the money order. Payee (identified in the "Pay To" section of the money order) Sometimes a post office may not have enough funds available . Youre sending money internationally. Accounts must have a positive balance to remain open. Develop the tech skills you need for work and life. When you purchase through links on our site or newsletter, we may earn affiliate commission. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. b. Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" Note: Do not cash Treasury checks for anyone other than the payee(s) named on the face of the check. Money orders from other sources may need to be deposited at a branch. These checks can be deposited or negotiated at a bank or financial institution. Download your PDF, DS-5504: Passport Replacement (Read about credit card interest, aka APR.). 6> The employee may accept the verified signature of the payee or purchaser shown on the money order with exceptions for the following conditions: a. You also prepay for a money order when you buy it. DS-11:Application for a U.S. Passport Subject to cash advance fees and interest if purchased with a credit card. She previously worked as an editor, a writer and a research analyst in industries ranging from health care to market research. Xoom and PayPal are both great money transfer providers, but ultimately, which one is better? Money orders are cashed only in the exact amount imprinted up to the authorized maximum amount. When sending money overseas, you have a lot of options. At some places, this is a flat fee of a few dollars. Identifying information should be printed on the front of the money order. Note that many banks will only sell money orders to accountholders. Many have a $1,000 limit, including those that you purchase at banks. The main downside of accepting a money order as payment is the fee for cashing it. A money order payable to a business or other organization may only be cashed at their financial institution. Depositing a money order at your bank is just like depositing a check. When you submit your money order, you must also present an acceptable form of identification to prove youre the intended recipient. A customer who cannot write may sign by using a mark and a non-Postal Service employee witness will provide a photo-bearing identification (see section 312.3) and sign the money order. Decide on the money order amount. You can get a money order at a post office, Walmart, Western Union and other places. Another option: A wire transfer (see, ), if you need the money there faster and are willing to pay more. You are about to leave travel.state.gov for an external website that is not maintained by the U.S. Department of State. Within the UK, postal orders can be sent in any amount up to 250. Read more. A copy of an appropriate proof of authority must be submitted and filed at the local postal unit. Within the UK, there are 2 types of postal order: crossed and uncrossed. But not every office can cash money orders, so check ahead of time to avoid wasting a trip. Postal Military Money Orders (issued by military facilities). All Rights Reserved. Your bank should be able to provide you with the same information. Include your email address to get a message when this question is answered. Prior results do not guarantee a similar outcome. With over 30,800 post office retail locations in the United States, there's bound to be one near you. Customers who want to apply at a post office must make an appointment directly on USPS.com. If you dont have a bank account, or if your bank is closed when you go to cash the money order, there are many other places to do it. For example, with an international provider called Wise, you can send money at the mid-market rate to more than 80 countries. Adults (16 and older) residing in the U.S. may be eligible to renew their passport. A copy of the power of attorney must be submitted and filed at the local postal unit. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/f\/f8\/Cash-a-Postal-Order-%28U.K.%29-Step-1-Version-2.jpg\/v4-460px-Cash-a-Postal-Order-%28U.K.%29-Step-1-Version-2.jpg","bigUrl":"\/images\/thumb\/f\/f8\/Cash-a-Postal-Order-%28U.K.%29-Step-1-Version-2.jpg\/aid11210430-v4-728px-Cash-a-Postal-Order-%28U.K.%29-Step-1-Version-2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"